United
Heritage Life Insurance Company - Term Life Insurance
Term insurance provides temporary protection
for a specified period of time. United Heritage Life has several
high-quality term products that can provide your clients with
the most coverage for their dollar.
|
Legacy
|
A trio of level term products
with an initial guaranteed premium** period, re-entry provisions,
and convertibility. |
|
TUL20
|
An affordable universal
life insurance plan designed to provide your client with
permanent insurance protection plus the additional flexibility
of flexible premium** payments and an adjustable death benefit.
|
If you would like information about any
of the term products United Heritage has to offer
Contact Us or
Locate an Agent in your area.
**Premiums ordinarily may be paid annually or on a "modal" basis; semi-annually, quarterly or monthly.* The amount of a modal premium is greater than a simple fraction of the annual premium-for example, a quarterly premium is greater than 1/4 of an annual premium. This is because a modal premium includes adjustments for such factors as additional collection costs and the fact that the Company does not receive, and have the use of, the entire premium at the beginning of the policy year.
The difference between the total modal premiums for the year and the annual premium can be expressed in the form of an Annual Percentage Rate (APR). The modal premium APR equates the additional charges for a modal payment to the interest rate on an installment loan.** For example, at the beginning of the policy year, the amount of the "loan" would be the annual premium less the first modal premium.
|
