Select the product that's right for you...
The Benefits of Permanent Life
- A guaranteed death benefit
- Income tax free death proceeds
- Guaranteed cash value
- Ability to customize the plan to fit the need of the policyholder
The Uses of Permanent Life
- Traditional Insurance Protection:
Financial security for your loved ones in the event of an untimely death.
- Mortgage Protection:
Customizable with riders to meet the different needs of mortgage protection.
- Education Funding:
Coverage for the education needs of a loved one in the event of a premature death.
- Charitable Giving:
Proceeds can be used to make a donation to your favorite charity.
- Business Buy/Sell Agreement:
Protect your business assets by using whole life to fund a buy/sell agreement in the event of death.
- Pension Maximization:
Allows your client to retire and select the "single life" pension options. Upon the death of the pensioner, the surviving spouse utilizes the life insurance proceeds to provide retirement income.
The United Heritage Pre-need Funeral Planning policies are designed for the funding of per-arranged funerals. Our policies have an increasing death benefit; therefore, when using a United Heritage "Preneed" funeral funding policies you are assured there will be enough funds to pay for your funeral in the future; regardless of how much funeral prices increase when you purchase a guaranteed funeral. All United Heritage Preneed policies may be Medicaid exempt, when you are faced with applying for medical assistance. Your preneed policy or the value of that policy cannot be taken away.
Final Expense - our Final Expense plans are designed to pay for burial and any other final expenses upon death. Our plans are simplified issue which means that there are no medical exams necessary to qualify. We have three final expense plans offered based on your health condition.
United Heritage Life has a very competitive line of fixed annuity products.
Guaranteed current first year interest rate up to 4.60%*
* Interest Rate last updated on 04/01/2017.
* First year interest rate subject to change after 05/01/2017.
* Applies to Eagle 8 Annuity only.
Click here to learn more about Tax Deferred Annuities
Single Premium Immediate Annuity
A Single Premium Immediate Annuity is a contract between you and the insurance company. By paying a single sum of money to the insurance company, you are guaranteed to receive a series of payments over a specified period of time, or for the rest of your life.
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