Country Living Plus & Plus II

This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.

Country Living Plus and Country Living Plus II policies are specially designed for owner occupied, hobby, Gentleman farms, or ranches with good claims and financial history. A 20% discount is offered if the applicant has been claims free for 3 years.

The home must have been built since 1960. May be manufactured home if 1987 or newer. There must be 100 acres or less and no more than 25% of income can be derived from farming or ranching.

The policies include:

The insured amount for the Dwelling
10% of that amount for Private Garages
70% of that amount for Personal Property
20% of that amount for Loss of Use
10% of that amount for Unscheduled Farm Personal Property
10% of that amount for Farm Structures and Fences if scheduled
Personal, Farm and Ranch Liability including Personal Injury (Libel & Slander) with a limit of $300,000 to $1,000,000
Medical Payments to Others with limits of $2,000 or $5,000
Dwellings, Private Garages and Personal Property are insured at replacement cost
There are many other Optional and limited Additional Coverages available
A Non-smoker Discount applies

Contact a United Heritage Property & Casualty Agent for a competitive quote.