Gold Plus & Silver Plus

This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.

Gold Plus and Silver Plus policies are for homeowners with good claims and financial history.
A 20% discount is offered if the applicant has been claims free for 3 years. The home must be 40 years old or less.
(May be manufactured home if 1987 or newer)


The policies include:

• The insured amount for the Dwelling
• 10% of that amount for Other Structures
• 70% of that amount for Personal Property
• 20% of that amount for Loss of Use
• Personal Liability including Personal Injury (Libel & Slander) with a limit of $300,000 to $1,000,000
• Medical Payments to Others with limits of $2,000 or $5,000
• Dwellings, Other Structures and Personal Property are insured at replacement cost
• There are many other Optional and limited Additional Coverages available
• A Non-smoker Discount applies

If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208)493-6200, or click here to locate an agency .