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Homeowners insurance policies provide a predefined package of protection against loss of property from a number of perils and against liability claims that may arise out of ownership of your home or personal activities. If you have a business in your home, see our Business Insurance Policy.
Six policies are offered depending on your needs, the age of your home, past claims history and other qualifications.
They include policies for:
- Owner occupied homes
- Condominiums
- Renters
Gold Plus
& Silver Plus
Coverage for homeowners with good claims and financial history. The home must be 40 years old or less.
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Bronze
& Bronze II
Coverage for homeowners with good to fair claims and financial history.
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Condominium
Coverage for individual condominium owners with good claims and financial history. Condominium policies are offered only in Idaho.
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Tenants
Coverage for renters with good claims and financial history.
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If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208) 493-6200, (800) 877-8862, or Search for an Agent.