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The Benefits of Permanent Life
- A guaranteed death benefit
- Income tax free death proceeds
- Guaranteed cash value
- Ability to customize the plan to fit the need of the policyholder
The Uses of Permanent Life
- Traditional Insurance Protection:
Financial security for your loved ones in the untimely event of death.
- Education Funding:
Coverage for the education needs of a loved one in the event of a premature death.
- Charitable Giving:
Proceeds can be used to make a donation to your favorite charity.
- Business Buy/Sell Agreement:
Protect your business assets by using whole life to fund a buy/sell agreement in the event of death.
- Pension Maximization:
Allows your client to retire and select the "single life" pension options. Upon the death of the pensioner, the surviving spouse utilizes the life insurance proceeds to provide retirement income.