Ponderosa & Ponderosa II

This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.

Ponderosa and Ponderosa II policies are for owner occupied farms or ranches with good to fair claims and financial history. May be manufactured home if 1987 or newer.

The policies include:

• The insured amount for the Dwelling
• 10% of that amount for Private Garages
• 70% of that amount for Personal Property
• 20% of that amount for Loss of Use
• Outbuildings and Farm Personal Property may be scheduled
• Personal, Farm and Ranch Liability including Personal Injury (Libel & Slander) with a limit of $100,000 to $1,000,000
• Medical Payments to Others with limits of $1,000, $2,000, or $5,000
• Dwellings, Private Garages and Personal Property are insured at replacement cost
• There are many other Optional and limited Additional Coverages available
• A Non-smoker Discount applies to the Ponderosa

If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208)493-6200, (800) 877-8862, or click here to locate an agency.