Ponderosa Plus

This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.

Ponderosa Plus policies are for owner occupied farms or ranches with good claims and financial history. A 20% discount is offered if the applicant has been claims free for 3 years. The home must be 40 years old or less. May be manufactured home if 1987 or newer.

The policies include:

• The insured amount for the Dwelling
• 10% of that amount for Private Garages
• 70% of that amount for Personal Property
• 20% of that amount for Loss of Use
• Outbuildings and Farm Personal Property may be scheduled
• Personal, Farm and Ranch Liability including Personal Injury (Libel & Slander) with a limit of $300,000 to $1,000,000
• Medical Payments to Others with limits of $2,000 or $5,000
• Dwellings, Private Garages and Personal Property are insured at replacement cost
• There are many other Optional and limited Additional Coverages available
• A Non-smoker Discount applies

If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208)493-6200, (800) 877-8862, or click here to locate an agency.