Pro Plus

Introduction

ProPlus � is a non-participating traditional whole life product which offers guaranteed death benefits, guaranteed premium payments, and guaranteed cash value to meet your needs. Additionally, unique riders exclusive to this product are available. The ProPlus is a permanent life plan with added flexibility to meet your needs today and in the future.

Policy specifications:

Issue ages 0-80 (EXCEPT IN WASHINGTON)
Minimum Face Amount:
- Ages 0-17...................... $10,000
- 18-21............................. $10,000
- 22-80............................. $15,000
- 18-80............................. $100,000 (preferred)

Available Riders

Accelerated Benefit: In the event the insured becomes terminally ill allows for a portion of the policy to be available.
Decreasing Term Rider: available in 15-, 20-, 25-, and 30-year duration. Minimum face amount of $10,000.
Legacy Level Term Rider: A 10-, 15-, or 20-year level term rider with $100,000 minimum face amount. May be converted prior to insurance age 70 to a permanent plan.
Accidental Death Benefit: Additional benefit paid on death due to an accident.
Children's Rider: Child Coverage: $1,000 of level term coverage for each covered child. Issued from 15 days old to 21 years. Expires at age 25 and can be converted to permanent coverage.
Waiver of Premium: When total disability occurs before age 60 and continues for more than six months, the premium will be waived during the continuance of total disability up to the expiry date of the policy.
Paid-up Insurance Rider: Provides the policyholder the opportunity to purchase paid-up additional insurance at time of application for the base policy or at a later date if desired.

If you would like information about Pro Plus or any of the other premium products United Heritage has to offer, Contact Us or Locate an Agent in your area.