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Mobile Home Product



This description is not a policy. The contract contains limitations and exclusions. All provisions of the policy apply.


This product is specially designed for mobile homes built before 1977 although newer mobile homes may be accepted.

  • If owner occupied it may provide coverage for loss cause by:
  • 10 named perils at actual cash value for the home
  • 11 named perils at replacement cost for Personal Property
  • 7 named perils at actual cash value for Other Structures
  • Loss of Use equal to 20% of the insurance on the home
  • Personal Liability with a limit of $100,000 or $300,000
  • Medical Payments to Others with a limit of $1,000
  • Limited coverage for Back Up of Sewers and Refrigerated Products

The Peril of Weight of Ice, Snow, or Sleet may be added for an additional fee.


A more limited product is also available at less cost.


Rental or Seasonal mobile homes may be insured for fewer perils, actual cash value on Personal Property and Optional Premises Liability. There would be no Medical Payments to Others, Back Up of Sewers or Refrigerated Products coverage.


If you would like information about any of the Products United Heritage Property & Casualty has to offer please contact us at (208)493-6200, (800)877-8862, or click here to locate an agency.