About Us

Our Mission

United Heritage specializes in the design and sale of quality insurance products. We strive for our companies to be service-conscious, profitable and maintain a strong financial position for the benefit of our policyholders, agents, employees, and stakeholders.

Our Vision

United Heritage aspires to be a premier insurance enterprise by promoting a culture of financial strength and service excellence, and by uniting companies that share our rich heritage and dedication to ethical integrity.

About United Heritage Insurance

United Heritage Insurance is a family of companies that combines life and property & casualty insurers under our Mutual Holding Company. Our companies were founded over a century ago and have served our communities and customers with financial strength and service excellence through many key events in our country’s history. Our 200 employees and thousands of independent agents across the country strive to meet our vision every day.

United Heritage Mutual Holding Company (UHMHC - the Holding Company) was formed under the laws of the State of Idaho. The Holding Company is the ultimate parent company in the organizational structure and is controlled by policyholders. The Holding Company owns 100% of the stock of United Heritage Financial Group (UHFG or United Heritage.) UHFG is the intermediate parent company with administrative and shared services functions that serve all our companies. UHFG owns 100% of the stock of four downstream insurance subsidiaries in the life and property & casualty insurance industries. Those subsidiaries may in turn own 100% of the stock of ancillary insurance, marketing or financial companies. Our primary operating companies are outlined in the organization chart below.

Our primary headquarters are in Meridian, Idaho on an eight acre campus just minutes from Boise, Idaho and include the operations of UHFG, United Heritage Life Insurance Company (UHLIC), and United Heritage Property & Casualty Company (UHPC). Sublimity Insurance Company (SIC) home office is located in Sublimity, Oregon just east of Salem, Oregon. Merced Property & Casualty Company (MPCC) is located in Atwater, California which is in the Central Valley of California. Each subsidiary is domiciled in the state that best suits the operations of each company.

Our Organization

United Heritage Insurance structure:
UHMHC
United Heritage
Mutual Holding Company
UHFG
United Heritage
Financial Group
UHLIC
United Heritage
Life Insurance Co
UHPC
United Heritage
Property & Casualty Co
SIC
Sublimity
Insurance Company
MPCC
Merced
Property & Casualty Co

Our Companies

United Heritage Insurance companies include:

United Heritage
Life Insurance Company

As the largest insurer headquartered in Idaho, United Heritage Life offers a wide array of life insurance and annuity products in 49 states and the District of Columbia.

United Heritage
Property & Casualty Company

United Heritage Property & Casualty offers personal lines, homeowners, farmowners and automobile insurance as well as business owners insurance. The company operates in Arizona, Idaho, Oregon and Utah.

Merced
Property & Casualty Company

Specializing in quality Homeowner, Dwelling Fire and Automotive insurance, serving the Central Valley of California through a network of professional independent agents.